by Jake ClaverQuick answer: IBM, Stellar, and KlickEx: tokenization moving into regulated markets Here the focus is IBM, Stellar, and KlickEx, which show tokenization taking concrete institutional form.
Published 12/26/2025. By Jake Claver.
IBM, Stellar, and KlickEx: tokenization moving into regulated markets
Here the focus is IBM, Stellar, and KlickEx, which show tokenization taking concrete institutional form. It is concrete and sourced rather than a broad assertion.
The Asset Is Moving Onchain
This material points to real-world assets being packaged for digital settlement or collateral use. Supporting material comes from the PRNewswire mirror and the Stellar announcement. IBM 2017 announcement states it directly:
> Morgan, a commercial and investment banking titan in the U.S., is set to launch its native cryptocurrency, JPM Coin, for cross-border payments (Tsakanikas, 2019). Banks such as Santander and Fidor have partnered with the blockchain-based payment network, Ripple, that can complete cross-border transactions in both a timely and transparent manner. Financial regulation plays an essential role in reducing the systematic risk of the international financial system.
The Takeaway For Stellar
This strengthens the Stellar ecosystem because tokenized assets can give an ecosystem a clearer role in capital markets, from issuance through settlement. The broader research trail also includes the FinTech Futures coverage, the IMF Regulation of Crypto Assets fintech note PDF, and the MIT CAMS paper on cyber securing cross-border financial services PDF.
What The Source Shows
