January 12, 2025

My Book “Wealth in Numbers – Wealth in Numbers: The Ultimate Dealmaker’s Guide to SPVs, Syndication, and Private Investment”

When Max Avery and I set out to write “Wealth in Numbers,” we had one clear mission. We wanted to demystify Special Purpose Vehicles (SPVs) and make complex investment strategies accessible to all. After years of seeing how SPVs transformed top investment portfolios, we realized that keeping this knowledge to elite circles was unfair. It also missed opportunities for many ambitious investors.

This book began with a simple observation. SPVs were revolutionizing investment strategies for the wealthy. Yet, there was little practical guidance for those wanting to enter this space. The existing resources were too technical or only for institutional investors. Or, they just scratched the surface. We saw a gap that needed filling. What makes me particularly proud of “Wealth in Numbers” is its practical approach. Instead of getting lost in theories, we’ve made a step-by-step guide. It walks readers through creating and managing SPVs. We’ve distilled years of experience into actionable insights. We cover structuring deals, raising capital, and maintaining compliance.

We wanted to set the record straight by writing an investment book to address a common misconception: that SPVs are only for the wealthy. But that’s not true. One of the most powerful things about SPVs is that they don’t require special licenses or certifications. You don’t even need to be an Accredited Investor to set one up. This accessibility is what really excited us while writing the book. The real-world examples we’ve included aren’t just case studies – they’re practical guides to achieving success.

Every example in this book is based on real-life experiences – our own or those of successful investors we’ve worked with. We’ve witnessed how SPVs can revolutionize investment portfolios, and we wanted to share these strategies in a clear and actionable way. In hindsight, I think the timing of this book is perfect. With traditional investment opportunities becoming increasingly crowded, SPVs provide a new path for diversifying portfolios and building wealth.

They provide a structure that allows investors to pool resources, access bigger deals, and manage risk more effectively. But perhaps what’s most rewarding is the feedback we’ve received from readers who have successfully implemented these strategies. From first-time investors to seasoned professionals, people are using our framework to create opportunities they never thought possible. That’s exactly why we wrote this book—to give everyone the tools to participate in sophisticated investment strategies that were once reserved for the few.

“Wealth in Numbers” is an invitation to be part of a transformation in private investing. If you’re looking to set up your first deal or expand your current portfolio, we’ve created a resource in this investment book that will help you every step of the way. The future of private investing is now more accessible, collaborative, and powerful than ever. Through “Wealth in Numbers,” Max and I aim to be your guides as you navigate this exciting journey.

January 9, 2025

Navigating Crypto’s Wild Ride: XRP, Market Dips, and Bullish Signals for 2025

by Jake Claver

Market Shake-Ups and the Bigger Picture

We’ve seen some rough patches in the crypto world lately, with Bitcoin dipping below $93,000 after a quick surge past $100,000. Tether stopped minting, and the whole market felt the pinch, but think about it this way, these swings aren’t new. We’ve got ETFs changing the game, plus regulatory shifts that make this bull market feel different from past ones.

I’m not one to panic over short-term drops. Distribution phases like this have happened before, yet the constraints now, like those ETFs, suggest we’re still heading up. You and I both know, patience pays in this space.

Ripple’s Moves and Political Vibes

Brad Garlinghouse and Stuart Alderoty from Ripple grabbed dinner with Trump at Mar-a-Lago, purple tie and all, sparking some excitement. Green candles in the background? Sure, take it with a grain of salt, but it looks promising. The 119th Congress is sworn in, and we’re eyeing stablecoin regs and maybe ditching SAB 121 this year.

Chatting with the Digital Chamber about our April family office event in Dallas, things feel bullish for utility tokens. If you’re in meme coins, who knows, but for domestic, utility-driven assets, demand could surge. We connect on this, right? Real use cases win out.

ETFs on the Horizon and Network Growth

Hedera and XRP ETFs are in the works, and I’m bullish on both. Don’t hold Hedera right now, but it’s my solid number two pick after XRP. We’ve got smart contracts rolling on XRPL sidechains, plus amendments for liquidity pools and native lending.

Flare’s initiatives with Hugo look strong, and we’re exploring ways to weave that into our client offerings at Digital Wealth Partners. Stellar’s XLM gets custody at Anchorage by month’s end, opening doors for yield. It’s like building a safer playground for your assets, you get me?

Wealth Management in a Volatile World

After FTX and Celsius messes, I built Digital Wealth Partners to offer institutional custody without the risks. Minimum’s half a million, but you get yield, borrowing, and no rehypothecation. Think beneficiaries, insurance, peace of mind when you’re holding big on a ledger.

We sign on those accounts, but you keep control. If you’re worried about keys or exchanges, this setup eases that. We’ve all lost sleep over this stuff at some point.

Q&A Highlights: Tokens, Bridges, and Predictions

Fielded questions on AXLR’s low supply and interoperability, like bridging JPM’s Onyx to XRPL. Utility drives price, simple economics with demand outpacing supply. Chainlink’s partnership with XRPL makes sense for oracles, transmitting real-world data for smart contracts.

Top picks for Q1? XRP, XLM, Hedera, XDC, maybe DAG or Avalanche. Hedera could hit $3-5, especially with ETFs. Four-digit XRP? Confident for 2025, tied to liquidity crises and stablecoin regs.

Structuring for Success: LLCs and Beyond

Setting up an LLC for assets is straightforward, use your wallet as capital contribution, get it notarized. We offer it at Digital Ascension Group, with a discount code for viewers. Tax perks flow through, like deducting vehicles or insurance policies.

Don’t complicate it with exchanges, cold wallets like Dcent work best. We’ve got health insurance perks in the Mastermind too. It’s about protecting what you’ve built, we all deserve that security.

Private vs. Public Ledgers and Future Plays

Private ledgers mirror XRPL but hold different assets, no price suppression from them. Ripple’s escrow releases stabilize for payments, that’s the real hold-down. Once liquidity merges, things shift.

Meme coins on XRPL? Not my thing, but they’ve boosted volume testing AMMs. I’d stick to underlying assets for real gains. We’ve seen folks 10x bags, yet wish they’d held more XRP.

As we watch these macro shifts, from Japan’s reverse carry trade unwinding trillions to stablecoin regs soaking up dumped treasuries, it all points to a liquidity crunch. XRP steps in as that neutral bridge, preserving wealth amid the chaos. Hang in there, we’ve got a hopeful path ahead with XRP leading the charge

January 7, 2025

Why This Week’s Market Moves Have Me Watching XRP Closer Than Ever

by Jake Claver

Hey, what a start to the week. I just finished a Q&A, and the energy was high…folks are picking up on these shifts in the markets. Tether’s big transfer, Trudeau’s resignation, and Japan’s yen moves all point to something brewing. Let me share my take, like we’re chatting through it step by step.

Tether’s Transfer and Bitcoin’s Quick Jump

Tether moved 370 million USDT to Binance today, and right after, Bitcoin spiked. I see manipulation here, no doubt. It’s the first big mint in a while, and it props up Bitcoin amid all those ETF inflows from last year. If regulators sanction Tether, watch for massive outflows from Bitcoin ETFs…they don’t settle in real time, leading to huge unrealized losses for banks.

That’s where XRP fits. It handles instant settlements, perfect for derisking. With options on Bitcoin ETFs now, and folks going all-in long without hedging, systemic risk is real. A Tether unwind could crash Bitcoin hard, shifting liquidity to assets like XRP that work globally without the drama.

Trudeau Steps Down and What It Means for Canada

Trudeau resigned today, and the Canadian dollar surged against others. Problems piled up during his time, and this change excites a lot of people. I caught wind of it Sunday evening…folks were buzzing. With Trump incoming, crypto-friendly shifts could follow, especially if Canada aligns more with U.S. policies.

For XRP holders up north, this might ease access issues. Canadians struggle finding XDC on exchanges, but options like Bitrue or Bybit with a VPN work. At Digital Wealth Partners, we source it via Kraken for clients, though custody’s still in push mode. Yield on XDC could hit 5-8% by Q1 end if you’re in our Mastermind.

Japan’s Yen and the Domino Theory Update

Japan’s my main watch. The yen fell to 158 per USD today, strengthening their case for rate hikes. Last August’s aggressive move caused a 13% stock selloff as the reverse carry trade unwound. They’ve given time to derisk, but if they hike now, treasuries dump big time.

That catastrophe hits markets hard, but it opens doors for stablecoin regs. Clarity for XRP as a bridge currency follows, maybe under the Stablecoin Act. FinCEN called XRP a currency back in 2014 during the Ripple fine. With the SEC suit ongoing, but Ripple’s $125/share tender offer…half a billion bucks…shows confidence. They’re betting on a win and maybe a 2025 public listing, perhaps on the Texas Stock Exchange.

Stablecoins Soaking Up the Treasury Flood

If the carry trade flips, dumped treasuries need buyers. Stablecoins from banks, Visa, PayPal, Amazon, Google, Apple, Tesla…they all launch, holding treasury reserves. XRP bridges those, moving value fast. I see every major player issuing one, turning treasuries into digital liquidity.

Ripple’s RLUSD on Uphold offers 5% returns, and their XRP card’s coming soon. We partner with Mastercard at Anchorage for client debit cards and credit lines…spend crypto straight from your wallet.

Diversifying Beyond Crypto

One question hit home: if crypto ROI dips, where next? I like asymmetric bets in alternatives…private equity, real estate. They’re illiquid now, but tokenization changes that. Family offices stick to 25% in alts for liquidity reasons, but tokenized SPVs via Syndicate Lee make it easier.

Borrow against appreciating assets like XRP for infinite banking. Buy cash-flow businesses…laundromats, car washes. Ben Kelly shared in our Mastermind: he runs eight boring businesses, pulls nearly a million yearly working 18 hours a week. We help with SBA loans for those buys.

Top Picks and Long-Term Plays

Top five cryptos through 2035? XRP, XLM, HBAR, DAG, Avalanche. Add a DePIN for data storage, maybe an AI token like Fetch-AGI merge, or gaming like Gala. XRP’s like early Bitcoin…utility drives it.

For derivatives, Codius from Ripple’s early days sits ready. Bitstamp and Robinhood could use it on XRPL. Robinhood listed XRP after their acquisition; Bitstamp’s long partnered with Ripple.

Building Your Setup Now

Get structured. Wyoming LLCs protect assets…use code 50OFFDAGLLC at Digital Family Office. For 50K+ XRP, institutional custody at Digital Wealth Partners with yields starting soon. D’Cent wallet’s my pick for personal storage…buy direct, not Amazon.

These macro moves…Tether’s risks, Japan’s unwind, stablecoin adoption…all tighten liquidity. XRP solves it with speed and clarity. Preserve wealth by borrowing smart, diversifying into cash flows, and holding what appreciates. We’re early; let’s build for the long game.

January 2, 2025

Macro Triggers That Could Flip the Liquidity Switch for XRP

by Jake Claver

Happy New Year! I’m sitting here thinking about the wild ride we’re all on with crypto, markets, and this global financial system that feels like it’s creaking under pressure. Just wrapped a Q&A session, and the questions were sharp…folks are sensing something big coming. Let’s break it down, like we’re hashing it out over a couple of coffees.

Japan’s About to Pull the Trigger

Japan’s been the key piece in my domino theory since last March. Their carry trade…borrowing yen cheap and investing in high-yield stuff like U.S. treasuries or Bitcoin…has pumped markets for years. But the Bank of Japan’s eyeing rate hikes, maybe as soon as their January 23rd meeting. If they move, it’s like yanking the rug out. Investors will dump treasuries to pay back yen loans, and that could tank asset prices across the board.

Here’s where XRP gets interesting. A liquidity crunch like that forces regulators to act fast. Stablecoin regulation could rush through, giving XRP the clarity it needs to step up as a bridge currency. It’s built for instant settlements, unlike Bitcoin ETFs or traditional markets that lag for days. Check out Ripple’s recent moves…they’re buying back shares at $125, signaling big confidence.

The Debt Ceiling Drama Looms

The U.S. debt ceiling’s back in the news, with talks heating up before Trump’s inauguration on January 20th. If Congress doesn’t raise it, or if there’s a default scare, faith in the dollar could wobble. Not saying it’ll collapse, but markets hate uncertainty. When trust shakes, liquidity flows to what’s fast and neutral. XRP’s designed for that…global, borderless, and no middleman nonsense. It’s why I’m watching posts on X about the debt ceiling closely.

Stablecoins Are the Game-Changer

If Japan’s carry trade unwinds, all those dumped treasuries need a home. Stablecoins could be it. Imagine Visa, PayPal, or Amazon launching their own, backed by treasuries, soaking up that supply. XRP could bridge those transactions, moving value instantly. Posts on X from late 2024 were buzzing about stablecoin rules coming soon, and that could lock out risky players like Tether while boosting XRP’s role.

Ripple’s been testing this. Their work with HSBC on tokenized assets, mentioned at Swell 2023, shows how real-world assets like home equity lines could move on-chain. XRP’s speed makes it perfect for this shift.

Protecting Your Wealth Now

Look, if you’re holding XRP, you’re already thinking ahead. But with all this uncertainty, structure matters. I’m telling everyone to get a Wyoming LLC to keep your assets separate and safe. Pair it with a cold wallet like D’Cent for smaller holdings, or go for institutional custody through Digital Wealth Partners if you’ve got 50,000 XRP or more. Borrowing against your XRP without selling is the move…keep your stake and use the cash for real estate or businesses.

We’re working on yield options too. By late January, we expect 8-10% returns on XRP collateral through hedged trades, all secured. It’s like locking in gains without giving up your position.

Asia’s Moving While the West Debates

Asia’s not waiting around. They’re running pilots, building blockchain rails, and treating XRP like infrastructure. The West’s still stuck in SEC lawsuits and red tape, but pressure’s building. When the system cracks…whether from Japan’s rates or a debt ceiling mess…XRP’s ready to step in. It’s not just a coin; it’s the plumbing for a new financial world.

Let’s Get Ready Together

The system’s shifting, and it’s not about if but when. Japan’s rate hikes, stablecoin rules, and tokenization are all converging. XRP’s not a gamble; it’s a bet on infrastructure that’s already working. Get your LLC set up, secure your assets, and join a community like Beyond Broke to stay sharp. Check out our book, Wealth in Numbers, for more on structuring wealth. When liquidity moves, it’ll flow to those who built the bridge first. Let’s be ready.

November 23, 2024

Understanding Crypto IRAs for Digital Asset Investment in Retirement Accounts

by Jake Claver

For investors wanting to diversify their holdings, the emergence of cryptocurrencies like Ethereum, XRP, and Bitcoin has created new opportunities. The Crypto IRA, a retirement plan that permits the addition of digital assets, is one of these choices.

What is a Crypto IRA?

A self directed individual retirement account (IRA) that allows investments in cryptocurrencies like Ethereum, XRP, and Bitcoin is known as a Crypto IRA.

By including digital currencies, Crypto IRAs offer a way to diversify retirement portfolios, in contrast to standard IRAs, which are restricted to stocks, bonds, and mutual funds. For investors who are keen to investigate prospects outside of traditional financial instruments, these accounts are perfect.

How Does a Crypto IRA Work?

Crypto IRAs operate similarly to traditional or Roth IRAs but with a focus on digital assets. Here’s how they work:

Open a Self-Directed IRA: Investors begin by selecting a custodian that specializes in cryptocurrency investments. These custodians handle the technical and regulatory aspects of managing digital assets.
Fund the IRA: After opening the account, investors can transfer funds from an existing IRA or make direct contributions. Contributions may be tax-deductible, depending on the account type (traditional or Roth).
Purchase Cryptocurrencies: Funds in the account are used to buy cryptocurrencies like Bitcoin, XRP, Ethereum, or others. The custodian facilitates these transactions.
Secure Storage: Custodians typically use cold storage—offline wallets—to protect digital assets from online threats. Additional measures, such as insurance and advanced security protocols, may also be available.
Distribution and Taxation: Similar to traditional IRAs, Crypto IRAs follow rules regarding distributions. Early withdrawals often incur penalties, and taxes apply based on the type of IRA.

Benefits of a Crypto IRA

Investing in a Crypto IRA offers several advantages, including diversification, potential for high returns, tax benefits, and inflation hedging.

Diversification Beyond Traditional Assets Crypto IRAs enable investors to move beyond traditional assets like stocks and bonds, offering exposure to the growing market of digital currencies.
Potential for High Returns While cryptocurrencies are volatile, they have demonstrated significant long-term growth. This potential makes them an attractive option for retirement savings.
Tax Advantages Crypto IRAs offer similar tax benefits as traditional IRAs. Contributions to traditional Crypto IRAs are tax-deductible, while Roth Crypto IRAs provide the opportunity for tax-free withdrawals if certain conditions are met.
Hedge Against Inflation Cryptocurrencies like Bitcoin are often seen as a hedge against inflation due to their limited supply, offering potential protection for retirement savings as fiat currencies face inflationary pressures.

Risks of Crypto IRAs

While Crypto IRAs offer unique opportunities, they come with risks that investors must carefully consider.

Volatility and Market Risk Cryptocurrencies are highly volatile, with prices capable of dramatic swings. This instability can significantly impact the value of a Crypto IRA.
Custodial Risk Crypto IRAs rely on custodians to store digital assets. Although most use secure cold storage, any breach or failure in security protocols could result in a loss of assets.
Regulatory Uncertainty The legal landscape for cryptocurrencies is still evolving. Future regulations could impact the availability of Crypto IRAs or introduce restrictions on trading and holding digital assets.
Higher Fees Crypto IRAs often have higher fees than traditional IRAs, including custodial, transaction, and storage fees, which can add up over time.

Choosing the Right Crypto IRA Provider

Selecting a reliable provider is critical for ensuring security and efficiency. When choosing a custodian, consider these factors:

Reputation and Experience Look for a provider with a solid track record in managing cryptocurrency and retirement accounts. Verify their licensing and reviews.
Security Features Strong security is essential. Ensure the provider uses cold storage, offers insurance, and implements advanced protocols to safeguard your assets.
Fee Structure Compare fees across providers to avoid overpaying for custodial services, transactions, and storage.
Customer Support Responsive customer service can be invaluable, particularly when navigating the complexities of cryptocurrency investments and retirement rules.

Steps to Open a Crypto IRA

Follow these steps to open and manage a Crypto IRA:

Choose a crypto IRA provider. Contact me if you would like opinions.
Open a self-directed IRA with a chosen custodian.
Fund the account through transfers or direct contributions.
Purchase cryptocurrencies with the help of your custodian.
Monitor and manage your account to align with retirement goals and market trends.

With digital assets like Bitcoin, XRP, and Ethereum, investors have an intriguing opportunity to diversify their retirement portfolios with Crypto IRAs. They have risks like volatility and regulatory uncertainty in addition to advantages like possible large profits, tax savings, and inflation protection. Investors can safeguard their financial future by making well-informed judgments and selecting the appropriate provider by being aware of these considerations.